What is YLD
YIELD App (YLD) is a full-scale decentralized banking solution offering high-return cryptocurrency deposit accounts on a user-friendly platform for investors of all skill levels, while providing the portfolio analytical capabilities and custodial safety advantages of a centralized platform (CeFi). The YIELD ecosystem optimizes returns on deposits by distributing investments to various DeFi strategies, hedging operations and currency swaps to manage risk centrally and guarantee returns of up to 20% APY. Holders of the platform's native ERC-20 YLD token receive boosted APY on deposits, earning additional YLD through referral commission for the YIELD App wallet. YIELD App will soon allow users to stake YLD token for additional APY yield and reward incentives.